> For the complete documentation index, see [llms.txt](https://valuevaults.gitbook.io/value-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://valuevaults.gitbook.io/value-docs/strategies/digital-money-market.md).

# Digital Money Market

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This strategy is currently in the testing phase. You can sign up for the waitlist and we will notify you about the launch.
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### **About**

The strategy is designed for investors who prioritize stability, liquidity, and minimal risk. The main goal is to deliver the highest possible returns by utilizing the most reliable financial instruments in both traditional and decentralized finance

**Recommended investment horizon:** from 1 month

### **Who is it for**

* Investors who prefer a low level of risk
* Those seeking an alternative to bank deposits
* Companies and individuals looking for short-term placement of free funds or liquidity management

### **How It Works**

**Main instruments**

* **Reverse REPO** transactions with a Central Counterparty - provide a high level of protection against credit and market risks, as operations are conducted through one of the largest and most reliable European counterparties
* **Short-term government and corporate bonds** with the highest credit ratings
* During periods of low rates in traditional finance and high activity in the crypto market, a portion of funds may be allocated to the most reliable **lending protocols**

**Strict risk management**\
The manager strictly adheres to position limits and uses only the most reliable instruments to minimize risks

**Flexibility**\
Depending on market conditions, the portfolio structure can be adjusted to maintain a balance between yield and safety

### **Fees**

| Management Fee | Performance Fee | Early Withdrawal | Activation |
| -------------- | --------------- | ---------------- | ---------- |
| 0.5%           | 10%             | No fee           | No fee     |

**Other fees** - for converting USDT or USDC to fiat currencies and back, transferring funds, and conducting other transactions with banks, brokers, and exchanges, we pay various fees to counterparties. Unfortunately, we cannot predict these fees in advance, but we always strive to minimize them